Freddy Kelly

Freddy Kelly is the CEO and co-founder of Credit Kudos, the consumer-first, transparent consumer credit bureau. Credit Kudos uses Open Banking to allow lenders to accurately measure consumer risk, increasing acceptances whilst reducing default rate. Freddy has a background in Computer Science and Machine Learning. Prior to founding the company, Freddy was first engineer at cloud-computing startup, Bitnami (YC W13) and A16z-backed transaction analytics platform, TXN.