Shamir Karkal

Shamir, a software engineer turned fintech innovator, co-founded Simple with Josh in 2009 and remained the company’s CFO until 2015. Today, he serves as BBVA’s Head of Open APIs. Prior to Simple, Shamir was a consultant at McKinsey & Co. specializing in strategy for financial institutions in Europe, the Middle East, and the US. Shamir holds a bachelor’s in computer science, a master’s in information technology, and an MBA from Carnegie Mellon University.