Roberto Valerio

Roberto is the Co-founder and CEO of PAYLA, a true white-label ‘Buy now, Pay later’ solution provider for European Payment Service companies and Financial Institutions. Prior to this, he founded RISK42, a software startup specialising in credit scoring automatisation. The business was sold in 2020 to Unzer Group. From 2012 to 2018, he was the founder and CEO of RISK IDENT, a software company building sophisticated fraud prevention products within e-commerce, telecommunications and financial services. Customers included Otto Group, Deutsche Telekom, Vodafone, BillPay, RatePay, Schufa and others. For the last years, he has played an active role within the online payment and risk management industry. He was also part of the European Advisory Board at the Merchant Risk Council.